At Hoagland Longo, we have extensive experience in the complex area of insurance coverage. Our comprehensive services range from providing coverage opinions to handling litigation and appeals. We handle a wide array of coverage issues, including commercial property, commercial auto, CGL, environmental, homeowners, personal auto, and more.
Comprehensive Insurance Coverage Services
Our team offers:
- Coverage Opinions: Detailed analysis and interpretation of policy terms and conditions.
- Litigation: Representation in disputes and lawsuits involving insurance coverage.
- Appeals: Handling of appeals in insurance coverage cases.
Defense Against Bad Faith Claims
We are highly experienced in representing the insurance industry in matters involving coverage questions and the defense of claims, particularly allegations of bad faith. Bad faith is defined as the unreasonable denial of an insurance claim by an insurance company. Common bases for bad faith claims include:
- Failure to settle
- Untimely offers of settlement
- Inadequate offers of settlement
- Unfair claims practices
- Misrepresentations of actual coverages
- Inadequate defense
- Denial of a defense and indemnification
- Failure to investigate a claim
- Inadequate investigation of a claim
These claims can arise under various policies, such as automobile, homeowners, and general commercial liability policies.
Proactive and Vigorous Defense Strategies
We vigorously defend against bad faith claims and work proactively to prevent such claims from being asserted against your insurance company and employees. Our services include:
- Monitoring Claims Files: Ensuring thorough and timely progression of claims.
- Streamlining Claims Handling Procedures: Assisting in the development and implementation of efficient claims handling processes to mitigate risk.
Why Choose Hoagland Longo?
- Extensive Experience: Decades of experience in insurance coverage and bad faith defense.
- Tailored Solutions: Customized strategies to meet the specific needs of each client.
- Industry Insight: Deep understanding of the insurance industry and its regulatory environment.
- Commitment to Excellence: Dedicated to providing superior legal support and achieving favorable outcomes.